things like what happened to St Ebony happen in homes, cars, businesses etc

You begin down a path that others say is OK, as you are down quite a bit you see it's nightmare and need to change plans. The problem is that everything always cost money.

Let's look at a compete remodel of a home, it's actually cheaper to build new. But, some like their location or under-estimate the cost and you need to compete the project so you just bite the bullet