I am 19, I have a 1998 Z28 that i have full coverage, and a 1983 camaro z28 with only liability coverage, both are one step above the state minimum, and i pay $140 per month with Statefarm. and i have a single vehivle accident on my record for another 2 years.

 

honestly, I don't, I'm just trying to see what the rates are because I was thinking about getting a new car, not sure yet.
thats pretty cheap from state farm... for some reason they wanted to charge me an arm and a leg just for liability.

 

It'll be much better to be patient and wait for the time that you're able to buy one in cash. Who knows by that time the value or cost of the car won't be that expensive anymore.

 

I just turned 25 in march I have had my 2000 3.8 camaro since I was 18 I have perfect driving record and I've paid 110$ a month for 7 years now just for basic liability and that's with several different companies I pay 74$ for liability and comprehensive now that I turned 25

 

yea in about 5 years I could prolly get one easily for around 10k, planning on doing that after I save up some cash after joining the military.
Hmm guess I'm gonna have to just wait then...

 

After reading what you guys are paying for insurance, it makes me glad im not a youngin anymore The insurance on my Z is about $22 a month(liability), and on my new Jeep its about $94 a month(full coverage). Of course, Im 30, married, and have a squeky clean driving record Havent had a ticket in about 7 or 8 years now...

 

tickets and accidents are only on your record for 3 years i think. Allstate denied me, saying they cant give me insurance because i was 19 and had TWO CAMAROS.... haha Statefarm seemed to be my best choice out of every company i tried... they are a good neighbor... ^_^

 

unless you can find some reasonable insurance you might as well forget about driving a new camaro. Ask the Insurance agent to break down the rate and see what is costing so much.

you could use maximum deductables to get the price down, and get the minimum coverage for liability. Also, if you can add a family member to the policy it would help bring down the rates.

I dont think your quote is so high just because of the camaro, sure you can add 10-15% but not a lot.

You might have to settle for having a smaller/older car. You know the older v6 camaros with the 5 speed manuals were a blast to drive.

I've had state frm my whole life, I dont think anyone can beat their rates for cars or bikes. I just bought a 2012 v6, at 31 years old with an okay record, I'm paying $960 a year with full coverage for the car.

 

I just did a price quote with esurance who i currently have. To add a 2010 lt it was 1000 for 6 months. For full coverage. So that's 166 a month. esurance has always been the cheapest insurance for me. Btw I have a speeding ticket, 25 over, and right turn at red light. Within the last year. I'm 24.

 

When I was 24, I paid $260 a month for basic liability on one car, and comprehensive (fire, theft, vandalism, the like) on two.

Now that I'm 25, the same coverage costs $100 a month.