Hey. Im 16..and car shopping. I'm thinking of getting a camaro cause my sis's bf's got a z28. I've tried those free online car insurance quotes..but idk..they get confusing. I want a car that doesn't cost a fortune for the insurance cause im making like a little better than minimum wage. Can anyone post: Camaro model, doors, roof, age (preferably closer to mine), and how much your insurance is?? It would be a great help. Thanks.

Sorry to tell you this but if it is a newer Camaro you want the insurence will be crazy. Now if you go for a third gen, and only have liabilty coverage it might be alot more affordible.

oh thanks. These are the times where i wish my dad was in the army or something. A bud of mine's is..and they get a specialy like army insurance. He's a guy (duh), is 17, has a new T bird, and his insurance is only 83 a month. Good God.

For a z28 insurance is gonna b outragous.What i did cause i am 16 also.I got a rs and supped it up and my insurance was only 116 a month and my car was decently fast.

ORIGINAL: CamaroDude16

oh thanks. These are the times where i wish my dad was in the army or something. A bud of mine's is..and they get a specialy like army insurance. He's a guy (duh), is 17, has a new T bird, and his insurance is only 83 a month. Good God.

Another thing you could do is register it under your parents name, it will help a little if you are not listed as the primary driver.

insurance on any car is going to be rediculous for you. save yourself alot of money and hassles and dont drive like an idiot. racing is cool, but keep it on the track. take it from me, i just got done with all 14 of my liscense points, and i bought a more low profile car

what's an rs?...thanks for the advice bout keeping it to the track.

you dont know jack about camaros an rs is a rally sport you aint no camaro dude. and about the insurance i have a 01'
SS and i pay 350 a month for insurance.i also have 2 speeding tickets so dont speed

i pay $963 for full covarge for my 2002 z-28 and i also live in n.j.

you probably dont have 1/3 the points or accidents, lol, plus when i had the car i was 19 on my own policy

it pays to race on the track not the street.

yeah go for a third gen, my iroc is only 86 a month on my own.

Viking INS.....
$78 monthly
Full coverage
96 SS
i am the primary driver.....
keep it on the track........

check em out.......

ORIGINAL: TnP4ever_SS

you dont know jack about camaros an rs is a rally sport you aint no camaro dude. and about the insurance i have a 01'
SS and i pay 350 a month for insurance.i also have 2 speeding tickets so dont speed

Hey leave the kid alone, he just asked a question, theres no need for the poor attitude.

The insurance companies, as a general practice, will set rates according to age, time licensed, driving record, type of car, and even yor credit report.
In your case you are being hit for:

1) Being 16 years old and under 25 years old
2) Having been licensed for less than 2 years
3) Surcharged for insuring a high performance car
4) Any moving traffic violations (different penalties for different tickets)
5) Any at fault accidents
6) Not having established a credit rating
7) Any comprehensive claims, such as fire, theft, trees falling on your car, etc..

All these charges, except for #7, apply to both liability insurance, which is mandatory on most states, and to collision insurance, which pays for collision damages to your car when you have an at fault accident, usually required if you take out a car loan.

In your case this adds up to a huge bill. You can save money by getting an older car that does warrant taking out collision and comprehensive. Do not get any tickets, drive safely, get a car that is not considered high performance, a six cylinder Camaro instead of an eight cylinder, take a drivers ed course in school, saves big bux till you reach 21. Restrict your racing to a drag strip or race track. Keep your car looking and sounding stock, you want to be in stealth mode to avoid being stopped by cops for minor infractions. You can also save money by having an adult member of your family register an insure your car in his/her name, and list you as an occasional driver. This way you can get multiple car discounts. Insurance is a big bite till you turn 25.

dude i pay over 600 a month for insurance, so i dont wanna hear it

ORIGINAL: nj85z28

dude i pay over 600 a month for insurance, so i dont wanna hear it


Yeah, I can understand how you feel. I went through the same deal, but not quite as bad you. As NJ has the highest rates in the country. I am just telling CamaroDude16 what to expect when he goes to buy insurance.

just got the bill today for next month its $607, and thats Geico...which was the lowest i could get

When I was 18, insurance just for a '97 V6 was $125/month, and that was liability only. Now I am 23 and pay $260/month for a '02 Mustang GT. No tickets either.

It depends on where you live bud, because i swear someone just posted they pay over 900 a month for full coverage. That what i call gettin stiffed.
I have a 2000 SS and i pay 185 a month for full coverage. And if your like i was, insurance wont stop you from getting, as we all know one of the best cars ever made.

i live in New Jersey, where its hard to get insurance and keep it to begin with.

Yes, the insurance companies really like to sock it to NJ drivers, but we in NY are second in line. I think we should start a revolt or something.

well yall both have a point, and i guess insurance would be a bit more expensive up north. you know you'll be in good hands with all-state

ive already been booted from All State and State Farm lol

damnit boy, that sucks

I bought my 83 when I was 15. Insurance was 325 month here in mi when I turned 16. I lost my drivers due to racing and got a california license. There insurance was almost 600 month! they had me listed as no tickets and for heavens sake in the ARMY. Well today the same car ( I am 35 now) cost me a whooping 450 a year if I kept it on full coverage . Though to be fair it spends winter months on vacation but I still have comp on it so it is a little cheaper.
When spring or better weather rolls out I am back to full coverage.

I'm 18 and pay 1800$ yr for a 95 4runner v6 4x4 and an 04 cobra

go for a third generation 1982-1992. im 17 and i my insurance is about 250 w/ geico. i have the 2.8 v6 and my dad is listed as the primary driver. the v8 models will be slightly more expensive but not a real big difference i wouldnt think

ud probably like either an IROC-Z, Z28, or RS
they come factory w/ the sideskirts and V8's....certain RS's come w/ a V6
i personally would go w/ the v8 if u have the choice.

not many high school kids have third gens or older, that for me made it perfect.....and its not soo old that there will be a lot to work on, depending on previous owner/'s they're very dependable. but be prepared to put some money into it as its an older car and things wear out w/ time. for me, the best part about owning an older car is having something to work for and make my own. third gen firebirds are nice as well and are practically the same car, u might wanna look into them as well

i also only have liability

I have full coveredge on my mustang, and liability on my 4runner...and only pay 1800$ yr. Why is other people's so much?

Damn, you guys must all be teens. I'm 31 and pay $33/mo for my 1994 Camaro. That's with $1,000 deductible, and having it on my insurance as a "pleasure vehicle." I pay $98/mo on my 2005 Subaru WRX STi. $250 deductible, and full coverage.

my mom had DUI then we got her a red 92 firebird with the tune port v6 that me and my dad like fully restored the car and 6 months later she wraped it around a telephone pole so her insurance is like $400 a month.

last year i was 20 and for my 1989 iroc z28 5.7,i paid $105 for liability.

i live in california and i am under mya parents name and i pay 700$ year for a 97 Z28. i dont know if thats good or bad but im 16 and makin just over minimum wage.

dude what insurance do you have to get 700 a month under your parrents name? because im doing the same thing with my parents...exact same car...i am 18 my parents have clean driving record as do i...and i am looking at around 125 a month

i have like clovis auto insurance and my mom has never had a ticket if that makes a diff

im 18 and im still on my parents policy through Allstate, we have four cars on the policy and i only pay $80 a month for my 01 SS, no complaints here

yea i had a 92 RS 5.0 loved that car but my insureance was like 125 a month now i was stuiped and should be shot for this i bought a vw gti vr6 and my insureance is 209 a month but hell im gonna buy a 96 SS here inabout a week moneys moneys buy the car u really want i learned that the hard way im losin a good bit of money for doing this but i hate the vw and im a f-body member for life

Im 18 I live in Hampton VA and I just bought a 1995 and 1997 camero. I destroyed the 95 the first week i got it, i had liabilty and it was pretty much a waste of $3,000 dollars. But the insurance for that was like $680 for 6 months. The 98 is going to be about $220 a month just because I didnt like losing $3,000 in 1 week. I hate virginia drivers!

Just got a quote on full insurance for my 97 and USAA wanted $560 a month, allstate wanted $430, still going to keep looking around these is rediculous.

dude... not to be an ass but its spelled CAMARO

ive got a 97 rs and i pay 65 a month. in ohio. and im under my parents policy. i have had an excessive speeding ticket 65 in a 35 when i was 16. but i also have the good grades dicount ( if you have a 3.0 or better gpa). oh and im 17 years old

im 17 and i just called my agent the other day and for me to get a 95 z28 it was $311 every 6 mo. Thats with liability only but for my 94 chevy 1500 z-71 w/ 9' lift and 37' tires its like 71 per mo. but i also get a good driver discount (thanks to diversion), multi car, house, good grades, and drivers ed discounts. So im lucky w/ all the discounts. Im w/ AAA on my own plan but collect the multi car and house discount b/c my mom is also through AAA. i hope it works out for you, and me i just have to sell my truck first!

hey dude im 18 and im going through gieco, since the z28 is a gas hog i bought a piece of crap beater to drive and if you put on the gieco thing thtra you never trealy drive the camaro its cheqaper, my insurance will be $97 for the 1st payment then like 8X.00 next payment. but this is the bare minimum no roadside coverage or anything. its chweap if you lie a little or buy a car to drive all the time and only use youre camaro as a weekend driver! mine is a 95 z28 with no ttops. go to gieco and do the quate thing tell them youi drive between 0-3000 miles a year and your good.;)
kyle

ok since it looks like i have been driving a hell of alot longer than anyone else in that whole QA segment. i'm 23. find out what it would be on your parents insurance. see if there are any discounts that you can get. DO NOT street race. everyone has to deal with the crap about paying more first. watch your driving be safe. I know some states have driving schools throught the highway patrol or a credited school your insurance company. I pay 60 a month through Esurance.com liabilaty on 95 Z28. No tickets no accidents. just shop around

I'm 18 in a few months and am about to buy an '86 IROC. Back when I got my license (late 16) I had to pay $215 a month for..... a friggin '93 F-150 with only liability (but we have 3 other cars under our plan (right now); 2000 Maxima, 2005 Civic, 2005 Accord coupe) I'm scared to wonder what I'll be charged for an IROC. I have had my license for a year and have no tickets, accidents, incidents at all. I would only pay liability for the Camaro because the two I am looking at are only $2,500 and $2,200 so it's not really worth it. Anyone want to guess how much I'll have to pay [:@] I live in Maryland by the way.

EDIT: I looked up the VIN # and the car has a 5.0L V8 TPI OHV, I thought it would have been a 5.7 litre... so maybe it won't be too too bad

Dude, if u r a good driver then u might as-well get liability only....that should cost u bout AROUND 100 a month....at least that is what it cost me.

It all depends where you live, Check with the insurance compay or a local agent.

I am 20, live in SC and pay $95 a month on my own insurance policy for my 89 RS and about $90 a month for my 82 Berlinetta, which is still on my dad's insurance policy. These are both liabilty. I know if I had them together I would probably pay less but I am too lazy to go change my addresa and all that with the insurance company since I moved. I know that's bad, but that's just me. :)

im 22 and pay $355 a month for full coverage.

hey, i had a 94z28 when i was 16 in my senior year in highschool, that with liability and comp ran me 130 a month (of course came off the road in the winter) and now im 18 and i have a 99 Camaro SS and with full coverage i pay 230 a month, no tickets (that have gone on my record) but i can take collision off when it comes off the road in the winter, i live in ny...best advice...shop around, good luck

I am a 17 year old and I just got my Z28 camaro, and the insurance on mine is $195 a month...Iv had one minor accident which raised it about 10 bucks a month, and I have no speeding tickets.

im 17 and have a clean record...im listed as a full time driver under my dads insurance and pay 100 a month as apposed to having my own plan it was 315 so my advice is to get under your dads plan ....it will save you a **** load of money

I'm 19 i live in NY and i pay $4000 a year for full coverage on my '01 Z28. I also have a speeding ticket and an HOV violation. I'm also on my own policy. The insurance is almost double my car payment

for my 02' v6, I pay 380 a month for full coverage. I'm 19, no tickets, live in MN. I was quoted at 600 a month for an SS, which is why I have to way a few years for the big boy camaro. In the mean time, I'm doing full exhaust and looking into a supercharger for my v6, which looks sexy as hell by the way. I have mods planned that I can afford within the next 5 months that will put me at more hp than a stock v8 camaro, then again this is all "on paper". Take your pick, but moving violations (speeding especially), like said above, will screw you over pretty harshly.

Hey man I have a 02 SS (which insurance companies still compare to a Z28) and Im only 20 but I got through with only paying about 200 a month but Im under my mothers Ford Sport Track. If I was insured under the camaro it will be about 350 a month THATS MORE THEN THE DAMN CAR PAYMENT ITSELF!!!!

When I got my V6 Camaro I was 18 and our company said it was going to be $330 a month for me to be insured on it for full coverage($466 if I had gotten a V8) and that was with no tickets and one very minor fender bender. So we did the old switcheroo where my Dad is insured on it and now it's only $60 a month.

Easiest way for you to find out how much you are going to pay, call up local agents....they can give you a quote in less than five minutes with just a few questions. I called my agent today and asked how much the camaro is going to cost me insurance wise. In three minutes she told me $90 bucks a month full coverage....of course I have been with this insurance agency forever, and I will be turning 25 soon (she accounted for that) thats why mine is so low.

Anyways, good luck, and hopefully you'll find some decently priced insurance.