Hi,
I was thinking of buying a 1994 Z28, how much do you guys pay for insurance on a car like this? How much would it go up if I added a few mods? Thanks,

Whiskey

it would depend on your driving record, age and if you have a loan out on it

I dont think it would matter about the mods you add, but yeah just depends on your age and record.

ORIGINAL: aaronsirocz

I dont think it would matter about the mods you add, but yeah just depends on your age and record.



for the majority of the price, correct.

Also put in account where you live, and how much of daily driving you do per day.

I have also been wondering the same question for my LS1 im about to be purchasing..Im 18, living in Connecticut, about 200-400 miles weekly with a clean record, and paying it in FULL in cash...about 6-7k a year =/...all I have to know is if Im getting gipped or not, hehe ;)

Its hard to say as there are way to many varibles. Mods really won't affect the premium, especially if you don't tell the insurance company about them. FWIW, I am 30, married, and my wife and I both have clean records, my insurance is $220/ month on three cars, my 01 SS, her 03 Jetta and my 94 Mustang GT, all cars have full coverage and I use Allstate.

ORIGINAL: JD1969

Its hard to say as there are way to many varibles. Mods really won't affect the premium, especially if you don't tell the insurance company about them. FWIW, I am 30, married, and my wife and I both have clean records, my insurance is $220/ month on three cars, my 01 SS, her 03 Jetta and my 94 Mustang GT, all cars have full coverage and I use Allstate.



holy crap I hope I have a clean record when I hit 30! Thats amazing!

Your best bet is to check with several insurance companies. The 94 is over 10 years old, so don't bother with collision and comprehensive insurance, just get liability. If you are living with your parents and have a good relationship, you could register the car in their name and get it insured under their policy and add you as a driver. It would save a lot of money, but then your parents will be responsible if you have an accident costing more than what the policy covers. If you are considering an LS1 you should also consider collision and comprehensive insurance, which adds a lot to your cost.

ORIGINAL: phrozen755


ORIGINAL: JD1969

Its hard to say as there are way to many varibles. Mods really won't affect the premium, especially if you don't tell the insurance company about them. FWIW, I am 30, married, and my wife and I both have clean records, my insurance is $220/ month on three cars, my 01 SS, her 03 Jetta and my 94 Mustang GT, all cars have full coverage and I use Allstate.



holy crap I hope I have a clean record when I hit 30! Thats amazing!

Oh it was'nt always clean, but tickets come off your record after 3 years.

hehehehe ;)

How long does it take for an acident to get off of your record?

i think 3-5 years

I pay $33/mo for my Camaro. I also have it on my insurance as a "pleasure vehicle," and a $1,000 deductible.

It all depends where the car is garaged (hopefully not NJ or NY), car model, advertised HP, age of car, age of operator, driving record, how is the car going to be used, amount & type of coverage wanted, yearly mileage, and your credit rating. Don't usually care about mods, except for autrageous visible stuff, such as the car riding 4 Ft off the ground, or anything illegal. Check with the insurance companies, they all have different rates.

It usually takes 3 to 5 years for accidents and tickets to clear from your record, actually they never clear but you don't get charged. Again it all depends on your state laws, and how the insurance company feels about it.

This is what I learned. I was reaserching inshurance for my camaro and my firebird. They are an 80 bird and an 81 camaro.

the maro had a 231cid

the bird had a 350

both were 800 with out collision in NY for a 16 year old male (me) so I dont think it matters. They didnt seem to care.

thats my take on it. the mods aernt even asked. especially since the vin dosent change. so your in the clear if your a good driver.

hey im 18 and just got a 95 camaro z28 got a couple speeding tickets under my belt, im under my parents insurance as another driver (like someone said above) and im paying 120 a month for it liability only

guys I have a question...Im goning to buy a 1987 IROC-Z but it had an engine swap for the LT-1...do they need to know about this? Also I'm new to Camaros all together did the car orginally have a V8 or was it a V6?

I just bought a convertable 1995 z and I am paying 67.50 every 6 months, but I have it insured as a pleasure vehicle. Full coverage was 217.00. I have State Farm. I am Thirty Five. [8D] You know I all of sudden feel very old!!! lol

I got some quotes on my camaro. Without collision, its about 800 a year off my parents. I am 17 and have not have previous problems.

im 21, no points, have a 93 grand prix GTP, and 94 Z28, GP's under PLPD and the Z is under high performance/seasonal insurance both under GMAC. i pay about 140 a month for both.

i just started driving my restored 78 and just got insurance on it .they asked if the engine was original or modified,i couldn't lie because a 78 never had a 454.i got insurance for 190.00 a year,full coverage but i'm only allowed 5000 miles a year.i'm 40 live in little rock.havent had any tickets in the past 10 years.i checked around and this was a cheap as i could find.there was some alot higher with unlimited mileage.my car is insured for 20,000.

btt